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Mortgage and home loans located in Parsippany NJ
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Tools & Calculators

Standard Calculator
Calculate monthly payments of how much your home will cost you with this nifty calculator.

Free Credit Report
Start with a quick look at your current credit standing. Your score will determine what loans you qualify for and how much interest you will pay.

How Much House Can I Afford Calculator
By using a simple formula you can get an idea of how much house you can afford. Of course, your mortgage broker can help you the most at determining this.

Mortgage Amortization Calculator
See the principal balance change as payments are made. This will show you how much you will owe on your house in "X" amount of years. Also, see how much of your payment is being applied to the principal and how much is being applied to the interest. Most of your payment in the beginning of the loan pays the interest of the loan. Use the Bi-Weekly calculator to see how much you can save by making mortgage payments every 4 weeks as opposed to every month. You will be surprised at what a difference this can make.

Interest Only Calculator
An Interest only mortgage calculator calculator helps the home buyer calculate his monthly payments on this type of loan. The monthly payments may be lowered by as much as 30% by this type of loan.

Refinance Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.

Bi-Weekly Calculator

Use this calculator to see how much money you can save on your mortgage by making payments every 2 weeks instead every month. You can also shorten the term of the loan by using this process.

Loan Advisor
Let us help you find the best loan available to you. Then you can view rates and apply for a loan.

FAQs
Frequently asked questions with answers.

Find a rate, loan type and payment to fit your needs.

Loan Amount



(862) 251-4720
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H&R Funding
1280 US Highway 46         
Parsippany           , NJ          

07054        NMLS 287924

Licensed by NJDOBI
Phone: (862) 251-4720
Fax:(862) 251-4722

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