Welcome to H&R Funding, LLC, home of the wholesale mortgage interest rate. We provide wholesale mortgage interest rates directly to you from our wholesale mortgage lenders.
Retail bankers often refer to us as the middleman. In truth, they are the middleman. Banks are saddled with high operating costs standard with any retail establishment. As wholesalers, we represent the wholesale division of national banks, thus eliminating all obligatory over-head fees. Bottom line: our rates and fees are lower!