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Mortgage and home loans located in Parsippany NJ

Getting Started

Welcome to H&R Funding, LLC, home of the wholesale mortgage interest rate. We provide wholesale mortgage interest rates directly to you from our wholesale mortgage lenders.

Retail bankers often refer to us as the middleman. In truth, they are the middleman. Banks are saddled with high operating costs standard with any retail establishment. As wholesalers, we represent the wholesale division of national banks, thus eliminating all obligatory over-head fees. Bottom line: our rates and fees are lower!



Latest News
The mortgage industry has been making headlines recently. What does this mean for you?

30 Year Fixed

Many new loan programs have come and gone. See why this old standby is more popular than ever.

Loan Advisor
Are you looking for advice on what loan option would be best for you?

Credit Challenged
We make the impossible loan possible.

Free Credit Report
Experian Credit Report

Home Equity Lines & Loans
Fast and easy.


Today's Lowest Rates
Use Quick Quote on the right to see points, closing costs and monthly payments.

Loan Program
30 Year Fixed
15 Year Fixed
5 Year Arm
5 Year Interest Only
About Us
Welcome to our website. You can find a lot of helpful information here. Click about us to find out more about our company.
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Helpful Information
Information that can help you make the right decisions.
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Use our handy calculators to play with the numbers.
A Residential Mortgage Licensee. Equal Housing Opportunity Lender.

Find a rate, loan type and payment to fit your needs.

Loan Amount

(862) 251-4720
Follow us on:

H&R Funding
1280 US Highway 46         
Parsippany           , NJ          

07054        NMLS 287924

Licensed by NJDOBI
Phone: (862) 251-4720
Fax:(862) 251-4722

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